Apple Pay: How does it work and why is it different from Google Wallet and other NFC-based m-wallets/mobile payment systems?

As with other Apple products, the community embraced Apple Pay with a hype. So what does Apple Pay offer that other established players like PayPal or Google Wallet cannot offer? Some background information first: For contactless payments through NFC, a method called tokenization is used. Instead of the card information, everything is done with a […]


Login with Single Password (Two-Factor Authentication with Single Password)

We all have to adjust our perspective by evaluating the advantages of mobile technology. We should prevent wasting the services designed and implemented with high investments, because of the difficulties that we demand at the time of user authentication. The identification of the user for the services developed by enterprises and presentation of user-specific information […]